For these suggestions and more info on decreasing student loan payments and even your rent, take a look at the video above. Keep in mind that if times are actually difficult, you can look for assistance from your local United Way.
With unemployment numbers still off the charts and the economy officially in a recession, you may discover yourself requiring to cut down on your monthly spending. While youre currently no doubt attempting hard to budget in other areas of you life, you in fact have a good chance at conserving cash on your bills, too: Its possible to negotiate for lower regular month-to-month payments, just by asking.
In the video above, staff writer Lisa Rowan explains the techniques to utilize when requesting lower payments for various services.
For household energies, call your energy company and see if they have any new promos, or rewards for “clean energy” programs.
For charge card, request a forbearance program that would delay your payments for a couple months.
For your cell phone, cable television and internet costs, call your company and ask for a various plan with a lower rate to fit your needs. Many competitors are prepared to pay out your remaining agreement in order to get you to change if that doesnt work.
For cars and truck insurance, call your insurance business and tell them you are considering eliminating your vehicle altogether. They might reassess just how much you drive in order to reduce your rate or inform you about a brand-new program that might result in a discount.
